Boise State University Human Resource Services - Benefits
Insurance - Vision
| Vision Service Plan (VSP) | |
|---|---|
| Eye Examination | Up to $32.00 |
| Single Vision Lenses | Up to $32.00/pair |
| Bifocal Lenses | Up to $60.00/pair |
| Trifocal Lenses | Up to $72.00/pair |
| Lenticular Lenses | Up to $100.00/pair |
| Frame | Up to $30.00 |
| Contacts - Medically Necessary - Elective |
Up to $100.00/pair Up to $47.00/pair |
Service Frequency Limitations
- Insured may receive one (1) eye exam every twelve (12) months
- Insured may receive one (1) pair of spectacle lenses or contact lenses every twelve (12) months
- Insured may receive one (1) frame every twenty-four (24) months
Vision Insurance
Vision benefits are automatic for all members and their dependents who are enrolled in medical coverage. No separate premium will be charged.
Participating Providers
You can use any provider you want, but you may save money when you use providers who belong to the State plan network. Most benefits are paid based on Allowable Charges, which means they’ll accept plan benefits plus your share (any deductible, coinsurance or co-payments) of the costs as payment in full.
Non-participating Providers may charge more than the plan’s Allowable Charges, which means you are responsible for any amounts that exceed the Allowable charges plus any deductible and coinsurance amounts. An exception may be made when you have to use a non-participating provider for an emergency or because a non-participating provider is the only source of services.
To find Participating Vision Providers, please contact Vision Service Plan, 1-800-877-7195 or go on-line http://www.vsp.com Go to "Members" and select "Find a VSP Doctor". You will be required to login.
When logging onto their website for the first time you'll need to register by selecting "Members" and then clicking "Log In" found in the upper right area of your screen. Select "Register Now" link to create your username and password. You will be asked for your Social Security Number or Member/Employee ID. Leave the spot for your social security number blank. Enter your Blue Cross ID Number omitting the first 3 letters, first & last names date of birth; then click continue. On the next screen you'll be asked to enter a username, password, security question, etc. for your account. Our recommendation for a user name is the employee's first and last name with no space. Example: JaneDoe. After filling out the rest of your personal information your registration will be complete after you click the "Submit" button on the bottom of the page. If you encounter any problems or need customer service call VSP at 1-800-877-7195.
Filing Claims
Participating providers will bill the plan on your behalf. When you use a non-participating provider, you will have to make a claim for reimbursement. Submit a detailed invoice from your provider. Be sure to include your name, subscriber identification number (Your VSP subscriber identification number is your Blue Cross Identification number less the 3-letter prefix.) and the name of your employer to the following address:
VSP
PO Box 997105
Sacramento, CA 95899-7105
For faster reimbursement from VSP, complete their on-line reimbursement form, https://www.vsp.com/ and submit it to the above address with the appropriate invoice. (When logging into the VSP web site, once you have registered, enter your username and password.)
Contact Information
We recommend you contact the carrier prior to having any services performed.
General Information:
State of Idaho’s Office of Insurance Management, http://adm.idaho.gov/insurance/insurance.html
1-800-531-0597, 332-1860, ogi@adm.idaho.gov
Vision Plan:
Vision Service Plan, VSP, https://www.vsp.com/ When logging into the VSP web site, use the last 4 digits of your Blue Cross Identification number, instead of the last 4 digits of your Social Security number.
1-800-877-7195.